Welcome!
I have purchased many guides in the past and all of them have been outdated and a lot of scams have come up taking advantage of the opportunity but I'm not here to save the day offering FREE advice to all of the beginners on here learning.
First you want to start by using this checklist to make sure your ready to go ahead and cash out your first cc.
Set-Up checklist:
- Burner Hard Drive (Not essential but best for safety)
- Windows 10 ISO
- Virtual Box
- Virtual Hard drive created with Virtual Box
- VPN (Premium is best to connect to country of card issuer)
Set-Up:
1. Load into burner hard drive running windows 10 & if you want extra safety then download Virtual Box on that and set it up. (If using current hard drive then just download Virtual Box & set up)
2. Once the virtual box is installed & virtual hard drive is connected make sure to download windows 10 onto the virtual hard drive and have it load into that instead of the iSO disk file.
3. On the virtual box settings you want to go to "Network" then click "Advanced" then you should see that you'll be able to change your MAC Address. Change the MAC Address to something completely random & save.
4. Once that's all good to go load up into the Virtual Machine (VM) then download a VPN (If you have premium use the premium) Using the VPN will change the iP address and now you'll have a protected MAC address & iP so you'll be almost ready!
Things to know before carding:
All online websites that accept payments use payment processors to determine is a transaction is fraudulent or real but by knowing how they verify the information it's best to use this information to your advantage.
Here's how all payment processors & card issuers determine weather or not the transaction is fraudulent:
- Spending size (Large transactions will block the Credit Card(CC) instantly so always start small)
- Victims spending habits (If it looks like the victim is spending more then usual the card issuer will block any transactions going forward or even ask to verify with a OTP)
- Address (Card issuers will check the address used for the transaction to match it against the registered address for the cc)
- CVC check (The cvc is the 3 digit code on the back of the cc that will verify the card)
- Location
- Frequency of attached email & phone number
If website has OTP (One Time Password) Then avoid!
How to start:
1. Start by working out if the website has a card verification process such as a OTP(One Time Password) you can usually do this by using the service for yourself on the clearnet as a legal transaction to get an idea of the payment process.
2. Once you understand what the process is to make a payment go ahead and load up your set up then once loaded & connected you'll be ready to go.
3. Open the browser & check your iP address & location to make sure it's working if it is then continue but DO NOT continue if it's not.
4. Using payment processors such as stripe is an easy option because it allows you to test the card on your mules account.
5. Charge the card an amount of 1.00 this will register that it's an active card check to the bank & the payment will be likely to be successful for any payments on that platform.
6. After the 1.00 charge is made start by charging the card 50.00 and you should have a successful payment but if not then lower the amount by 10.
7. To increase the spending habits of the victim try a payment of 100.00 and if it is successful then work your way up until you get the error for "Insufficient funds"
8. If your transaction declines after attempting the increase then go back to the original 50.00 and keep creating charges for this until you see "Insufficient funds"
9. If your card starts to decline don't assume it's dead right away give it until the next day then try again 70% of the time it'll work again.
10. DO NOT create lots of charges that decline as you will flag the account for unauthorized charges & they will get refunded and the payouts will be stopped as well as the account being closed.
If your using any other website for cashing out then I'd recommend using a payment processor to charge for the fake active card check of 1.00 as the payment issuer will then expect more transactions throughout the day so you'll have a better success rate!
Hope this helps all the newbies and the people struggling with cash out rn.
Happy Carding
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